What is the difference between IUI and IVF?

Last updated September 3, 2026.

IUI puts prepared sperm into the uterus and lets fertilization happen naturally; IVF moves fertilization into the lab and transfers an embryo. That single difference drives all the others. IUI is a minutes-long catheter procedure timed to ovulation, with mild or no stimulation drugs and a modest price tag. IVF means injectable stimulation, monitoring, a sedated egg retrieval, laboratory fertilization, embryo culture, and transfer, at roughly ten times the cost per cycle. IVF also wins per-attempt on success rates, sometimes several-fold. So the standard logic: IUI first when the problem is unexplained, mild, or donor-sperm-related, because it is cheaper and gentler; IVF first (or soon) when tubes are blocked, sperm counts are severely low, egg reserve is diminished, age is a factor, or IUI has failed a few times. Neither is a character test: they are rungs on a ladder, and many people use both in sequence.

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