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Basic STI panel cost without insurance

Benchmark as of 2026 Q4BloodSexual health
On this pageIn short Basic STI panel price What the basic STI panel checks What is included Why people get it How Pymander fits Common questions Sources
In short

A basic STI panel costs about $98.53 using the Medicare national rate as a cash benchmark.

A lab may add a blood draw fee. Insurance is not billed. This is an outside benchmark, not a Pymander price. Benchmark as of 2026 Q4.

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Basic STI panel price

ItemDetail
Benchmark price$98.53
BasisCMS Clinical Laboratory Fee Schedule 2026 Q4
Billing codesCPT 87491 + 87591 + 87389 + 86592
SampleBlood
FastingNot needed
Results2–3 days

$98.53 is Medicare’s national limit for this test, the public benchmark for a cash lab price. It is not a quote from a specific lab and it is not a Pymander price. A lab may add a blood draw fee. Ask for the total price in writing before you book. Source data: CMS Clinical Laboratory Fee Schedule 2026 Q4.

Of the 11 Sexual health lab tests and panels in our catalog, Basic STI panel has the highest price. The middle price for that group is $32.54.

What the basic STI panel checks

A panel of the four most common screening tests for sexually spread infections, done with one urine sample and one blood draw.

What it checks

Chlamydia, gonorrhea, HIV and syphilis.

How it works

A urine sample and a small blood sample are given at a lab. It does not check the throat or rectum.

Good to know

Results are private. A positive screen is always confirmed with a second test before anything is decided. Fever with belly or pelvic pain, or pain or swelling in a testicle, needs same-day care, not just a test.

The plain-language description on this page was written from public medical sources and has not been reviewed by a clinician. Use it to get oriented, then check with your own clinician or pharmacist.

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What is included

  • Chlamydia and gonorrhea (urine)
  • HIV-1/2 antigen and antibody
  • Syphilis

Priced separately: Chlamydia and gonorrhea test ($70.18), HIV test ($24.08), Syphilis test ($17.51).

Why people get it

People look this up for STI, STD, sexual health check, new partner.

How Pymander fits

Pymander is an AI-native, cash-pay healthcare system. This catalog shows an outside benchmark price so you know what to expect before you pay. You can text our free AI doctor to talk through your symptoms and whether this lab panel makes sense, and bring the care note to a licensed clinician. A clinician decides what is ordered.

Common questions

How much does a basic STI panel cost without insurance?

About $98.53 using Medicare’s national limit for this test, the public benchmark for a cash lab price (2026 Q4). A lab may add a blood draw fee. The real price depends on where you go.

Why is this a Medicare price?

Medicare publishes national rates for every billing code. They are a public, checkable benchmark, so we use them instead of guessing. Cash prices at a given lab, center or clinic can be higher or lower.

Do I need an order for this lab panel?

Most labs need an order from a licensed clinician. If you are having an emergency, call 911.

Is this Pymander’s price?

No. It is a public outside benchmark that Pymander does not set. Ask for the exact price before you book.

Other sexual health prices

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